Terms of Service

Last updated: 20-Jul-2025

Welcome to the website of John Akindulureni (“we,” “our,” or “us”). By accessing this website and booking a consultation, you agree to the following terms and conditions. Please read them carefully.

1. Use of This Website

This website is intended to provide general information about financial services offered, including insurance, investment education, and retirement planning strategies for individuals and families in Canada.

By using this site, you agree to:

Use the site for lawful purposes only
Not attempt to gain unauthorized access to systems or data
Not use the content for commercial reproduction without permission

2. No Financial Advice

The content on this website is for informational purposes only and should not be considered financial, legal, tax, or investment advice. Any decisions you make based on this information are at your own risk.

Personalized advice will only be provided after a formal consultation and needs assessment.

3. Booking Consultations

By booking a consultation, you agree to:

Provide accurate and up-to-date information
Show up for the scheduled time or notify in advance to cancel or reschedule
Allow us to contact you for appointment-related reminders and service follow-ups

Consultations are free unless otherwise stated. No obligation to purchase services is required.

4. Communications & Consent

By submitting your contact information, you consent to receive:

Appointment reminders
Updates on relevant services
Educational or promotional content related to financial wellness

You can unsubscribe or opt out at any time by using the “unsubscribe” link in emails or by contacting us directly.

5. Intellectual Property

All content on this website—including text, branding, logos, graphics, and layout—is the property of John Akindulureni or licensed third parties. Unauthorized reproduction, copying, or distribution is prohibited.

6. Third-Party Links and Services

This website may include links to third-party platforms (e.g., Calendly, Google Sites, Zoho, Zoom, etc.). We are not responsible for the privacy policies or practices of these external websites or services.

7. Limitation of Liability

We do our best to ensure the information on this site is accurate and up-to-date. However, we do not guarantee its completeness or accuracy and will not be held liable for:

Any errors or omissions
Any damages arising from the use of or reliance on the content
Service interruptions or third-party platform issues

8. Cookies

We use cookies and similar technologies to improve user experience, analyze website traffic, and deliver personalized content. By using our website, you consent to our use of cookies as described in our Privacy Policy. You may adjust your browser settings to disable cookies, but this may limit your access to certain features.

9. Governing Law

These terms are governed by the laws of the Province of Alberta, Canada, and any disputes will be resolved in accordance with these laws.

10. Changes to These Terms

We may update these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the updated terms.